Question 1

What are the key takeaways from Axis Bank Limited?

Accepted Answer

Axis Bank FY2026: Revenue ₹82,179 Cr (vs ₹79,605 Cr YoY), PAT ₹24,457 Cr (vs ₹26,373 Cr YoY) In FY2026, Axis Bank reported Operating Revenue of ₹82,179 Cr vs ₹79,605 Cr in FY2025, while Net Profit declined to ₹24,457 Cr vs ₹26,373 Cr in FY2025. Balance sheet scale-up remained strong with Total Assets of ₹18,86,850 Cr as at 31 March 2026 vs ₹16,09,930 Cr as at 31 March 2025, supported by deposit and advance growth. Profitability saw pressure with Net Interest Margin at 3.69% in FY2026 vs 3.98% i…

Question 2

What were Axis Bank Limited's key financial metrics?

Accepted Answer

Total assets: ₹18,86,850 Cr (as at 31 Mar 2026) (vs ₹16,09,930 Cr (as at 31 Mar 2025)); Total deposits: ₹13,35,834 Cr (as at 31 Mar 2026) (vs ₹11,72,952 Cr (as at 31 Mar 2025)); Total advances: ₹12,33,570 Cr (as at 31 Mar 2026) (vs ₹10,40,811 Cr (as at 31 Mar 2025)); Net Interest Margin (NIM): 3.69% (FY2026) (vs 3.98% (FY2025))

Question 3

What were the highlights of Axis Bank Limited?

Accepted Answer

The Bank crossed 6,000 branches with 400 new branches and banking outlets opened in FY2026. As at 31 March 2026, the Bank operated 6,739 banking outlets comprising branches, DBUs, extension counters and BCBOs. As on 31 March 2026, the Bank’s physical network included 6,265 branches, 3 digital banking units, 10 extension counters and 12,796 ATMs and cash recycler machines. Green lending portfolio expanded to ₹45,511 Cr in FY2026 vs ₹22,160 Cr in FY2025.

Question 4

What is the outlook or guidance for Axis Bank Limited?

Accepted Answer

The Board approved borrowing/raising funds via private placement of debt securities up to ₹35,000 Cr for a period of one year. The Board approved raising funds via equity shares/depository receipts/convertible securities up to ₹20,000 Cr (aggregate). The Board recommended a final dividend of ₹1 per equity share (face value ₹2) for FY2026 with total dividend payout of ~₹310 Cr (1.27% of standalone PAT).

Question 5

What are the key risks or concerns for Axis Bank Limited?

Accepted Answer

Provisions and contingencies increased to ₹13,263 Cr in FY2026 vs ₹7,759 Cr in FY2025. Provision Coverage Ratio (including prudential write-offs) declined to 92.11% as at 31 March 2026 vs 93.56% as at 31 March 2025. Net NPA amount increased to ₹4,789.59 Cr as at 31 March 2026 vs ₹3,685.45 Cr as at 31 March 2025.

Axis Bank Limited

Quarterly Results 16

Annual Reports 15

Concalls 36

Axis Bank Limited

Quarterly Results 16

Annual Reports 15

Concalls 36