Question 1

What are the key takeaways from Bajaj Finance Limited?

Accepted Answer

Bajaj Finance FY2026: Revenue ₹81,982.38 Cr (vs ₹68,805.71 Cr YoY), PAT ₹19,332.36 Cr (vs ₹16,779.48 Cr YoY) In FY2026, Bajaj Finance reported consolidated revenue from operations of ₹81,982.38 Cr versus ₹68,805.71 Cr in FY2025, supported by continued balance-sheet expansion. Consolidated PAT increased to ₹19,332.36 Cr from ₹16,779.48 Cr in FY2025, while AUM grew 22% YoY to ₹509,975 Cr. Asset quality remained healthy with consolidated GNPA at 1.01% and NNPA at 0.41% as of 31 March 2026, while t…

Question 2

What were Bajaj Finance Limited's key financial metrics?

Accepted Answer

Revenue from operations (Consolidated): ₹81,982.38 Cr (FY2026) (vs ₹68,805.71 Cr in FY2025); PAT (Consolidated): ₹19,332.36 Cr (FY2026) (vs ₹16,779.48 Cr in FY2025); AUM (Consolidated): ₹509,975 Cr (as of FY2026) (up 22% YoY in FY2026); NII: ₹44,110 Cr (FY2026) (up 21% YoY in FY2026)

Question 3

What were the highlights of Bajaj Finance Limited?

Accepted Answer

Consolidated total assets expanded to ₹559,952.36 Cr in FY2026 from ₹466,126.83 Cr in FY2025, reflecting strong balance-sheet scale-up alongside AUM growth. Consolidated loans (net) increased to ₹498,943.54 Cr as of 31 March 2026 versus ₹407,844.14 Cr as of 31 March 2025, indicating sustained credit growth. The Company realised a gain of ₹1,416 Cr (net of selling expenses) on sale of 166,600,000 equity shares of Bajaj Housing Finance Limited on 2 December 2025, boosting one-time other income. B…

Question 4

What is the outlook or guidance for Bajaj Finance Limited?

Accepted Answer

Shareholder approval is being sought to increase the Company’s overall borrowing limit to ₹550,000 Cr, enabling balance-sheet expansion and funding flexibility. The proposed final dividend for FY2025-26 is ₹3,733.49 Cr, representing 20.97% of FY2026 PAT of ₹17,803.87 Cr and signalling management’s payout stance.

Question 5

What are the key risks or concerns for Bajaj Finance Limited?

Accepted Answer

Approval is being sought for related party transactions with Bajaj Housing Finance Limited up to an aggregate amount of ₹18,152 Cr, creating governance and arm’s-length pricing sensitivity for investors. Reported fraud cases aggregated to approximately ₹65.16 Cr during the year, indicating operational/control risk exposure. Of the reported fraud cases, approximately ₹15.37 Cr involved employee(s), highlighting internal control and conduct risk.

Bajaj Finance Limited

Quarterly Results 15

Annual Reports 15

Concalls 41

Bajaj Finance Limited

Quarterly Results 15

Annual Reports 15

Concalls 41